House your team.
₦0 cost to you.
Verified homes near the office. Rent paid monthly from salary — your company just guarantees. The retention perk your best people actually need, at no cash cost.
Free for your company on the Guarantee plan. Pilot cohorts onboarding now.
Your program at a glance
Active guarantee exposure
Capped at 1 month
per employee — you set the cap, it never grows
Illustration of your HR dashboard — every lease, deduction and liability in one view.
Housing is quietly costing you talent.
New hires decline offers over relocation. Grad trainees burn their first months hunting instead of ramping. The blockers are always the same: 1–2 years rent upfront, agent fees, fake listings. None of that is your staff's fault — and fixing it costs you nothing.
Three steps. One agreement.
Create your program
Verify your company, pick your mechanic, set a monthly deduction cap and target areas near your office. One agreement covers the whole team.
Staff join with a code
Share one join code. Employment and income are already known — your staff skip the hardest parts of renting and go straight to browsing verified homes.
Rent flows monthly
Escrow protects the move-in, then rent runs monthly via payroll deduction. You see who's housed and your live exposure on one dashboard.
Your staff's side is even shorter: enter the join code → browse verified homes near the office → reserve. No income paperwork, no deposit wahala — their employment already vouches for them.
For your finance team
Your exposure, in plain terms
1 month
Maximum liability per employee — a cap you set when creating the program. It never silently grows.
Day zero
Deduction stops the day an employee exits payroll. Their lease transfers, re-matches to a colleague, or releases at the cap.
₦0 while employed
Rent deducts at source, so default while employed is near zero. The guarantee is a backstop, not a bill.
Pick your level of commitment
Most companies start with the free Guarantee and grow from there.
Guarantee
Free₦0
The wedge — start here
- check_circleCompany co-signs, pays nothing
- check_circleStaff rent monthly instead of 1–2 years upfront
- check_circleCollected via payroll deduction
- check_circleLiability capped at 1 month, per employee
Subsidy
You choose
A real housing benefit
- check_circleCover part of monthly rent
- check_circlePopular for relocating grad trainees
- check_circleSet per-cohort or per-role
- check_circleSame dashboard, same cap controls
Anchor
Commit N staff
For big intakes
- check_circleCommit a cohort headcount
- check_circleWe secure clustered homes near your office
- check_circleWhole intakes housed together, flatmate-matched
- check_circleBest rates from guaranteed demand
Built on rails that already work
This isn't a pitch deck. Mushrooms already verifies homes, people and payments for renters across Lagos — your staff plug into a live system.
NIN-verified identity
Every tenant and host is identity-verified. No ghosts.
Live-photo listings
Homes are proven real with live capture + GPS — not stock photos.
Escrow-protected rent
Money is held until your staff confirm move-in. No disappearing agents.
Signed agreements
Standard sub-letting agreements on every tenancy. Paper, not promises.
Made for intakes.
Graduate trainees. Nurses. Relocating engineers. When a cohort arrives together, we house them together — clustered near your office, flatmate-matched with their own colleagues. They start work settled, and when someone moves on, a teammate takes the room. The group is the safety net.
Request a pilot
Tell us about your team — we'll scope a pilot within one business day.